Posts Tagged“finances”

Applying for a personal loan can be very stressful. It is even worse for people with subpar credit. The good news is that you can still qualify for personal loans with a credit score under 600. However, getting approved will usually be more difficult. You also probably need to pay a higher interest rate. According to go banking rates, the average APR on personal loans for people with credit score under 620 is 17.99%. However, this rate could lower if you shop around. If you can build your credit, you can find a better lender that will offer loans with…

The American dream follows a fairly predictable path. Four years of college, a good entry level job, steady promotions, partner, kids, a house in the suburbs and retirement to a sunny state. But the myth is very different from reality. They never tell you how much you have to work and how much luck plays into it. So you want to start saving into a Roth IRA very soon after college, in order to get the most benefits out of the retirement plan. The house owing part of the American dream, even after the mortgage meltdown of 2008, still makes…

If you look at penny stocks and think “this sounds too good to be true,” you’re certainly not alone. Here’s the truth: just like any other type of trade, penny stocks come with their inherent risks. That said, the rewards can be great for those who are patient, open-minded and know what to look for. Penny stocks represent a totally legitimate means of trading as demonstrated by endless success stories out there; however, many naysayers dismiss such stocks due to a variety of pitfalls, distractions and missteps. But what sort of missteps are we talking about? For starters, keep our…

As the primary breadwinner, your family may rely heavily on your income to help foot the bill for daily living expenses, such as the cost of the mortgage/rent, utility bills, groceries, and clothing. Although you may not anticipate passing away at any given moment because you may be relatively healthy, it is nearly impossible to predict what the future holds for you. What would happen if you were no longer around because of an unexpected accident? Not only would your family suffer the pain of losing someone they love, but they would likely have to deal with a major financial…

I have always felt that the best way to choose your career is not only by doing something which you are passionate about, but also something which you are naturally gifted at doing. As part f our careers focus, we are aware that there are many different abilities which people possess and it is important that you choose a career which matches that natural gift which you have. There are many different types of people from creative types to caring types but today we are going to focus on those who love finance and numbers like Patrick Dwyer financial advisor…