Posts Tagged“money”

7 Easy Ways To Save Money Around The House

Saving money during the summer months is easier than you think and it might only involve changing a few everyday habits. When practiced consistently, these tips and tricks help cut energy costs. Here are seven quick and easy options for saving money.  Change Your Light Bulbs You can save a lot of money if you pay attention to what bulbs are frequently used around your house. Be wary of incandescent lightbulbs, which give a lot of energy off as heat. You should replace the bulbs in frequently used light fixtures with energy-efficient LED bulbs that last longer and can save…

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How to Write a Budget When You’re Broke

Budgeting is the best way to make your income stretch so you can cover essential expenses in the present and achieve your future financial goals. But while it makes perfect sense in theory, the truth of the matter is that it can be downright difficult to budget when you’re broke. After all, if you’re already struggling to pay your bills, setting aside extra money each month might seem like a pipe dream at this point. This conundrum leads many people to wonder: How can you write a budget when you’re broke? Here’s some practical advice for streamlining your expenditures so…

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Five Ways to Build a Healthy Money Mindset

Money is a huge part of our lives. From working five days a week in order to make it to spending it on bills and groceries to sending it to friends and family using a money transfer service like Remitly, it permeates nearly every moment of our lives. Unfortunately, very few of us do the work to make sure it is a source of positivity and not negativity. The way you feel about money can greatly affect your health and well-being. Follow these five tips and you can build a healthy money mindset that will have a positive effect on…

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Use These 4 Tips to Get a Personal Loan with Less than Perfect Credit

Applying for a personal loan can be very stressful. It is even worse for people with subpar credit. The good news is that you can still qualify for personal loans with a credit score under 600. However, getting approved will usually be more difficult. You also probably need to pay a higher interest rate. According to go banking rates, the average APR on personal loans for people with credit score under 620 is 17.99%. However, this rate could lower if you shop around. If you can build your credit, you can find a better lender that will offer loans with…

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