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If you are thinking about bankruptcy, you should consider the following things. Bankruptcy is not a sign of defeat. It is a practical step to take before it’s too late. Declaring for bankruptcy will affect your life and your living situation in different ways. You may have to sell off some of your assets, give up some rights, and even move house depending on the circumstances. When looking at whether or not you should declare for bankruptcy, it’s important to be aware of what this process will entail and also how it will affect your housing options, especially your mortgage…

When you first start getting into wine, the number of different varietals can seem overwhelming. That’s why Underground Cellar is here to help! We recently sat down with our buyers and asked them about the most popular varieties on Underground Cellar, as well as which types they personally enjoy drinking. After all, it doesn’t do much good to have a vast wine cellar if you don’t enjoy drinking what you’ve got. We asked the following questions: What are some common types of wine? Which ones do you drink personally? Do many people ask about them on Underground Cellar? Are there…

Getting your business funded is an uphill battle. It requires you to be proactive, persistent, and intentional. Josh Melick knows this all too well as the co-founder and CEO of Broadly, a venture-backed technology company that’s raised more than $20M to build the tools that help small businesses better communicate with their customers. An engineer by trade, Melick has previously been in executive leadership at Intuit and AT&T. Now, he’s applying his knowledge to help small retailers take control of their digital presence to compete side-by-side with big businesses like Amazon and Walmart. “It’s not that hard for you as…

The importance of workplace safety can’t be underemphasized. For instance, it can help you to reduce the insurance claims of your employees. Another thing is that safe employees are often productive, happy, and satisfied.  They will also experience less stress when they notice that you’re proactive about safety, making it easier to follow your lead.  Workplace injuries can have a devastating effect on any organization. Most times, these accidents can be averted. Here are six effective ways to minimize accidents and hazards in your workplace. 1. Invest in safety tools and equipment  Get tools and equipment that are relevant to…

When leaning towards finding a business to call your own, do you have a good sense of what it will take to pull this off? Having a business can be one of the best professional and personal decisions you make in your life. With that thought in mind, what keys do you need to focus on when in pursuit of a business? Be Smart When it Comes to Your Finances In looking to land a small business that will be all yours, here are three keys to keep in mind: 1. How your financial health is doing – It is…