If you are thinking about bankruptcy, you should consider the following things. Bankruptcy is not a sign of defeat. It is a practical step to take before it’s too late. Declaring for bankruptcy will affect your life and your living situation in different ways. You may have to sell off some of your assets, give up some rights, and even move house depending on the circumstances. When looking at whether or not you should declare for bankruptcy, it’s important to be aware of what this process will entail and also how it will affect your housing options, especially your mortgage…