Posts Tagged“personal finances”

How A Personal Loan Can Help You

Personal loans can be enormously helpful for a number of life events, such as securing the funds for a big personal purchase, or covering the costs of a big move or emergency expense. If you are low on savings and don’t want to put a big expense on a credit card, a personal loan could be right for you. Understanding personal loans Low interest rates: A personal loan is usually an unsecured loan, which means that you don’t have to provide collateral to be able to borrow. Your lender will offer you a loan and interest rate based on your…

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Personal Finances and Your Auto Insurance

You’re careful when it comes to your personal finances. You pay your bills on time. You keep your credit score in line. You comparison shop. You don’t give in to impulse buying. You budget, at least in your mind if not in written form. You even have a savings account. But do you fudge when it comes to auto insurance? It’s tempting to have only the minimum coverage required, especially when your car loan is paid off and your car is getting older. There’s no doubt that this saves you money in the short term, but what about the long…

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Interview Questions to ask your Financial Planner

Generally, when one thinks of their investments and how they are managed, they focus on one factor — how well they have performed in the financial markets. Recently a survey of financial investment clients reveals that another metric also determines if someone is happy with their financial advisor – it’s their personal relationship with their advisor. This points to the importance of hiring someone you genuinely like, respect and can do business with. Be sure to interview more than one candidate, ask for referrals and recommendations. Do a background check and review their qualifications? Here are some initial interview questions…

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